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Investor toolkit

Make every money decision visible before it moves.

Free calculators for SIPs, loans, deposits, retirement schemes, withdrawals, and policy returns in one quiet planning workspace.

15 tools
INR native
Free to use
Investing

SIP Calculator

Project SIP growth with step-up options, payment frequency, and long-term return assumptions.

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Withdrawals

SWP Calculator

Estimate how long your corpus can support planned withdrawals.

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Investing

Lumpsum Calculator

Model the future value of a one-time investment across return scenarios.

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Loans

EMI Calculator

Calculate loan EMI, total interest, and repayment pressure before borrowing.

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Interest

Simple Interest Calculator

Quickly calculate interest earned on simple principal-rate-time inputs.

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Interest

Compound Interest Calculator

See the effect of compounding across frequency, rate, and tenure.

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Deposits

FD Calculator

Estimate maturity value and interest earned on your fixed deposit.

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Deposits

RD Calculator

Calculate recurring deposit maturity from monthly deposits and tenure.

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Retirement

PPF Calculator

Project tax-free PPF maturity across 15, 20, or 25-year tenures at current rates.

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Family

SSY Calculator

Plan a daughter's Sukanya Samriddhi corpus at the sovereign-backed 8.2% rate.

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Retirement

EPF Calculator

Estimate your Employees' Provident Fund corpus from salary and service years.

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Retirement

NPS Calculator

Project NPS wealth at 60, the annuity split, and the monthly pension it converts into.

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Investing

CAGR Calculator

Annualise any investment journey into one comparable growth rate.

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Planning

Inflation Calculator

See the future cost of family goals and the shrinking value of today's money.

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Insurance

LIC Return Calculator

Calculate policy returns and compare them with alternate investments.

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Planning context

Compare scenarios before they reach the dashboard.

These calculators are built for everyday Indian money decisions: monthly SIP planning, fixed and recurring deposits, loan EMIs, retirement schemes such as PPF, EPF and NPS, withdrawals from an investment corpus, inflation checks, and policy return reviews. Each tool keeps the inputs simple so you can test amounts, rates, and timelines before updating the household plan.

Use them when comparing a bonus investment, deciding whether a loan is affordable, estimating how long a retirement corpus may last, or checking whether an insurance policy return is easy to justify against other options. The goal is not to predict the future perfectly. It is to make trade-offs visible enough for a family conversation.

After you estimate a scenario, TrackMyNetWorth can help you track the actual assets and liabilities across stocks, mutual funds, EPF, PPF, NPS, gold, fixed deposits, and loans in one private net worth view.